Car Theft in Colorado: Causes, Prevention, and What to Do if it Happens to You

Car theft is a serious problem in Colorado, with thousands of vehicles stolen each year. According to the Colorado Bureau of Investigation, there were over 15,000 motor vehicle thefts reported in the state in 2020. This represents a 9.7% increase over the previous year and highlights the importance of taking steps to protect your vehicle.

Causes of Car Theft in Colorado

There are several factors that contribute to car theft in Colorado. One of the most common is the lack of adequate security measures. Many car owners leave their vehicles unlocked or with the windows rolled down, making them easy targets for thieves. Additionally, some vehicles may be more attractive to thieves due to their make, model, or features.

Another factor that contributes to car theft in Colorado is drug addiction. Many car thieves steal vehicles to support their addiction, as they can quickly sell stolen cars or parts for cash.

Prevention of Car Theft in Colorado

There are several steps you can take to help prevent car theft in Colorado:

1. Park in a well-lit area: Park your car in a well-lit area, preferably one that is visible to passersby. Avoid parking in dark, secluded areas where thieves are more likely to operate.
2. Lock your car: Always lock your car, even if you’re only going to be away for a few minutes. Thieves are more likely to target unlocked cars.
3. Install an anti-theft device: Consider installing an anti-theft device, such as an alarm system, steering wheel lock, or tracking device. These devices can deter thieves and make it easier to recover your car if it is stolen.
4. Don’t leave valuables in your car: Never leave valuables in your car, especially where they can be seen from outside. This includes items like laptops, phones, purses, and backpacks.
5. Hide your keys: Don’t leave your keys in your car, even if you’re just running a quick errand. Thieves can easily steal your car if they have access to your keys.
6. Be aware of your surroundings: When you’re approaching your car, be aware of your surroundings. Look for anything that seems out of place or suspicious, such as people loitering nearby or a car that seems to be following you.
7. Use common sense: Finally, use common sense when it comes to preventing car theft. Don’t leave your car running and unattended, even if it’s just for a minute. And never give your keys to anyone you don’t trust.

What to Do if Your Car is Stolen in Colorado

If your car is stolen in Colorado, there are several steps you should take:

1. Call the police: Call the police as soon as possible to report the theft. Provide as much information as possible about your vehicle, including the make, model, color, and license plate number.
2. Contact your insurance company: Contact your insurance company to report the theft and file a claim. Your insurance company can guide you through the claims process and help you understand your coverage.
3. Notify the DMV: Notify the Colorado Department of Motor Vehicles (DMV) of the theft and request a replacement title if necessary.
4. Check surveillance footage: If your car was stolen from a parking lot or other public place, check any available surveillance footage for information about the thief or the stolen vehicle.
5. Keep track of expenses: Keep track of any expenses related to the theft, such as rental car fees or repair costs, and provide documentation to your insurance company.
6. Follow up with the police and your insurance company: Follow up regularly with the police and your insurance company to get updates on the investigation and the status of your claim.

While it can be stressful and frustrating to have your car stolen, taking these steps can help increase the chances of recovering your vehicle and receiving compensation from your insurance company.

What to do if your car is broken into in Colorado

If your car is broken into in Colorado, there are several steps you should take:

1. Call the police: The first thing you should do is call the police to report the break-in. Provide as much information as you can about the damage and any stolen items, including serial numbers and receipts if possible.
2. Take photos: Take photos of the damage to your car and any items that were stolen. This can help with insurance claims and police investigations.
3. Contact your insurance company: Contact your auto insurance company to report the break-in and file a claim. Your insurance company can guide you through the claims process and help you understand your coverage.
4. Cancel credit cards and change passwords: If any credit cards or other sensitive information was stolen, cancel the cards and change your passwords as soon as possible.
5. Clean up your car: Clean up your car and repair any damage as soon as possible to prevent further damage or theft.
6. Take preventative measures: Consider taking preventative measures to protect your car from future break-ins, such as parking in well-lit areas, installing a security system, or using a steering wheel lock.

By taking these steps, you can help protect yourself and your car after a break-in. It’s also important to review your auto insurance policy to make sure you have adequate coverage for theft and damage.

Car theft is a serious problem in Colorado, but there are steps you can take to help prevent it. By taking measures to secure your vehicle, such as locking your car, parking in well-lit areas, and installing an anti-theft device, you can reduce the risk of theft. If your car is stolen, it’s important to act quickly and report the theft to the police and your insurance company. By being vigilant and proactive, you can help protect yourself and your vehicle from car theft in Colorado.

It’s also a good idea to review your auto insurance policy to make sure you have adequate coverage in case your car is stolen or vandalized. For any further questions you can contact Suburban Insurance to talk with a licensed, professional agent.